Privacy Policy

MoneyForAmericans.net is a private company ("we", "us", "our", or "MoneyForAmericans.net ") and not affiliated with any government agency. This Terms of Use Agreement (the "Terms of Use") governs your (hereinafter "you", "your", or "user") relationship with the Company and use of the Company's Service (the "Service"). By using the Service, you accept these Terms of Use and any modifications that may be made to these Terms of Use from time to time.

Our subscribers' privacy is of primary importance at MoneyForAmericans.net . It is important that our subscribers be fully informed about the use of their personal information before choosing to subscribe to MoneyForAmericans.net . MoneyForAmericans.net values your e-privacy.

MoneyForAmericans.net believes in 100% permission-based marketing and for this reason, you will only receive communications fom MoneyForAmericans.net and its partners with your consent. When you register with MoneyForAmericans.net, you consent/agree to receive communications from us using any or all of the contact information you provided, including sms, email, postal, as well as text and phone communications.

MoneyForAmericans.net collects the information you provide at our websites. To subscribe, you must provide your first name, last name and email address. MoneyForAmericans.net may from time-to-time send you offers for goods and services relevant to the categories of interest you have chosen. MoneyForAmericans.net will broadcast special offers that would be of value to any online consumer to all MoneyForAmericans.net subscribers. By signing up with MoneyForAmericans.net , you are giving your consent to receive promotions or newsletters from MoneyForAmericans.net , its affiliated entities and/or third-party marketing partners. If you do not wish to receive these emails, you may request to be removed by using the opt-out mechanism listed in the email messages you receive. To opt-out of email promotions from MoneyForAmericans.net alone, you may send an e-mail to admin@MoneyForAmericans.net . Please note that exercising an opt-out mechanism only applies to the company with which you exercised that right.

MoneyForAmericans.net maintains all personally-identifiable information in its proprietary database. MoneyForAmericans.net remains dedicated to providing notice and choice to all MoneyForAmericans.net subscribers. The last sentence in each and every offer from MoneyForAmericans.net provides subscribers the option to unsubscribe and remove themselves from our database. Once a subscriber unsubscribes and chooses to be removed from our database, the subscriber will no longer receive any offers from MoneyForAmericans.net . Please allow up to 72 hours for the removal process to be complete. Please note, however, the subscriber may still receive offers from other affiliated websites he or she subscribed to. The subscriber must either visit those websites to unsubscribe or unsubscribe through the link provided in the affiliated website's email advertisements.

MoneyForAmericans.net issues cookies solely to assign a randomly generated, unique identifier in order for MoneyForAmericans.net to track customer conversions. No personally identifiable information is ever stored within the cookie. MoneyForAmericans.net tracks responses to advertising campaigns, however, MoneyForAmericans.net does not track your other web browsing activities. Please note that some of our customers' websites may use cookies; therefore, it is recommended that our subscribers take the time to review the privacy policies, when provided, of any websites prior to entering their information.

For websites owned and operated by MoneyForAmericans.net , MoneyForAmericans.net uses log files. These log files may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use.

MoneyForAmericans.net websites are intended for use only by adults. MoneyForAmericans.net complies with the Children's Online Privacy Protection Act and does not knowingly solicit or collect information from children.

Your Information is protected by our State-of-the-Art technology. MoneyForAmericans.net has security protocols and measures in place to protect the information we maintain about you from unauthorized access or alteration. These measures include internal and external firewalls, physical security and technological security measures, and encryption of certain information.

In addition to the information collected by us and registration information submitted by you, we may employ both first-party and third-party cookies.  A cookie is a piece of data stored on your hard drive containing activity-based information about you, and it is designed to facilitate the receipt of targeted and relevant advertisements.  The cookie is not associated with your personally identifiable information.

MoneyForAmericans.net encourages you to revisit our Privacy Statement to keep informed of any changes.

Terms of Use

Please read through these Terms of Use carefully before you use our Service. The Service includes your use of our print materials, our website (the "Website"), the information included therein (the "Information"), and MoneyForAmericans.net ("MoneyForAmericans.net "). The Service is offered to you on the condition that you agree to all the terms, conditions and notices contained herein without any modifications, which includes warranty disclaimers and disclaimers of liability. MoneyForAmericans.net reserves the right to change these Terms of Use from time to time in its sole discretion. In the case of any violation by you of these Terms of Use, MoneyForAmericans.net may terminate your right to use the Service and reserves the right to seek all remedies available by law and in equity for such violations.

Restrictions; Prohibitions on Use

In addition to other restrictions and prohibitions contained herein, your license for access and use of the Website and our Information is subject to the following additional restrictions and prohibitions on use: You may not (a) copy, print (except for the express limited purpose permitted above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Website or any Information retrieved there from; (b) use the Website or any materials obtained from the Website to develop, or as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, or any other commercial distribution mechanism; (c) create compilations or derivative works of any of our Information; (d) use our Information or the Website in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of us or any third parties; (e) remove, change or obscure any copyright notice or other proprietary notice or terms of use contained in the Website; (f) make any portion of the Website available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future; (g) remove, decompile, disassemble or reverse engineer any Website software or use any network monitoring or discovery software to determine the Website architecture; (h) use any automatic or manual process to harvest information from the Website; (i) use the Website for the purpose of gathering information for or transmitting (1) unsolicited commercial email; (2) email that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) use the Website in a manner that violates any state or federal law regulating email, facsimile transmissions or telephone solicitations; and (k) export or re-export the Website or any portion thereof, or any software available on or through the Website, in violation of the export control laws or regulations of the United States.

Our policies on email:

MoneyForAmericans.net does not support spamming by our partners and we explicitly prohibit it. If you would like to report an incident of spamming, please contact us. We will investigate and take appropriate action.

We ourselves send out two kinds of emails. Our members may receive: 1. Welcome emails that provide you with your username / password as well as valuable resources. 2. Email newsletters that will contain valuable tips / advice as well as information and links to our trusted partners. You can always opt out of this newsletter so you will no longer receive our newsletter. Please understand you may receive e-mails from our partners who are trying to assist you- you may opt-out at any time from their e-mails.

SMS Messaging

This website, websites linking to this website, and websites linked from this website (collectively "We") may make available a service either directly or through third parties by which you can receive commercial messages on your wireless device via short message service ("SMS Service"). Your provider's standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Data obtained from you in connection with this SMS Service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. The use of this information will be in accordance with this Mobile Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying "STOP", "END", or "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering.

No Affiliation; Waiver of Claims

You acknowledge and agree that MoneyForAmericans.net is not a government agency and is not affiliated with any government agency. The Information provided through the Service is provided solely for informational purposes. The Information is deemed reliable but not guaranteed and should be independently verified. YOU AGREE THAT, IN RETURN FOR PERMISSION TO USE THE SERVICE, YOU WAIVE ANY AND ALL CLAIMS AGAINST MoneyForAmericans.net THAT ARE CONNECTED TO YOUR USE OF THE INFORMATION. We may include information about government agencies, or other websites and businesses in our Information. The inclusion of any such government agencies, or other websites or businesses in our information does not mean that such agencies, websites, or businesses are affiliated with us or endorse our Service.

Copyright; Proprietary Rights and Information

The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Website are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, or publication by you of any such matters or any part of the Website is strictly prohibited. You do not acquire ownership rights to any of our Information or any content, document or other materials viewed through the Website. The posting of information or materials on the Website does not constitute a waiver of any right in such information and materials. Some of the content on the Website may be the copyrighted work of third parties. You acknowledge and agree that: (i) Information provided through the Service and Website may contain proprietary information that is protected by applicable intellectual property and other laws, and (ii) Information provided through the Service and Website is or may be protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws. Therefore, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the MoneyForAmericans.net Service, in whole or in part.

What We Do; No Legal Advice

One component of the MoneyForAmericans.net is to provide you with general Information about claiming unemployment benefits to which you may be entitled. This Information is designed to help you generally understand the procedures involved in claiming unemployment benefits to which you may be entitled. However, our goal is not simply to help you collect unemployment benefits. The Information we provide is not intended to and does not constitute legal advice or assistance, recommendations, or counseling under any circumstance. We are not attorneys. Although we go to great lengths to make sure our Information is accurate and useful, we recommend you consult an attorney if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.

General Disclaimer

Although MoneyForAmericans.net has made reasonable efforts to provide you with accurate Information, we assumes no responsibility for the accuracy (or inaccuracy) of the Information. We PROVIDE THIS SERVICE "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW. We FURTHER DISCLAIM ALL OTHER WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MoneyForAmericans.net DOES NOT WARRANT UNINTERRUPTED OR ERROR FREE FUNCTIONS THROUGH THE SERVICE OR ITS WEBSITE OR ITS CONTENT OR THAT THE WEBSITE OR ITS SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

MoneyForAmericans.net SHALL NOT BE LIABLE FOR DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF THE SERVICE AND/OR WEBSITE OR INABILITY TO USE THE SERVICE AND/OR WEBSITE, EVEN IF MoneyForAmericans.net HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. THIS INCLUDES DAMAGES FOR NEGLIGENCE OR GROSS NEGLIGENCE. THIS PROVISION IS SUBJECT TO POSSIBLE LIMITATION UNDER STATE LAW. IN ADDITION TO THE FOREGOING, OUR TOTAL LIABILITY IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE AND/OR WEB SITE SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US.

Indemnification and Release

You agree to indemnify, defend and hold us and our partners, agents, officers, directors, managers, members, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your use of the Service. Further, you agree to indemnify and hold us and the Affiliated Parties harmless from any liability, loss, claim, action, legal proceeding, damages, liability, settlements, expenses (including attorneys' fees) and other costs relating to (i) your breach of these Terms of Use; (ii) Your willful, reckless, or negligent misconduct, or (iii) claims that you infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party. You expressly release us and any Affiliated Parties from any claims that you may have due to your use of the Service, whether you are now aware of any such claims, or become aware of such claims in the future (this provision may be subject to possible limitation under state law).

Errors, Corrections and Changes

We do not represent or warrant that the Website will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not represent or warrant that the information available on or through the Website will be correct, accurate, timely or otherwise reliable. We may make changes to the features, functionality or content of the Website at any time. We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Website.

Links to/from Third Party Sites

The MoneyForAmericans.net Website may contain links to third party sites. User accesses these sites at User's own risk; MoneyForAmericans.net is not responsible for the content, changes, updates, or other links contained in a linked site. MoneyForAmericans.net provides these links merely as a convenience, and the inclusion of such links does not imply an endorsement by MoneyForAmericans.net of any such site. Your access or use of any third party sites is at your own risk. Any third party desiring to link to our Website must link to the Website's home page located at www.MoneyForAmericans.net . No one may link to any other page of our Website without our prior written consent.

No Partnership or Agency

User understands and acknowledges that no joint venture, partnership, employment, or agency relationship exists or is created between user and MoneyForAmericans.net as a result of user's use of the Service.

Governing Law

User's use of the Service and any claims related to it are governed by the laws of the State of Illinois without reference to its conflict of laws rules. User consents to the exclusive jurisdiction of the state and Federal courts located in Illinois and user waives to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding.

Miscellaneous

We are not a government agency, nor are we affiliated with a government agency. If any provision of these Terms of Use shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. Any cause of action by you with respect to any claim you may have against us must be instituted within one (1) year after the cause of action arose or shall be forever waived and barred. All actions shall be subject to the limitations set forth herein. This Agreement and all incorporated agreements and your information may be automatically assigned by us in our sole discretion to a third party in the event of an acquisition, sale or merger. Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision. Our rights under these Terms of Use shall survive any termination of this agreement. The language contained herein shall be interpreted as to its fair meaning and not strictly for or against you or us.